October 2, 2025 To: Members of the Hopkinton Community From: Laura Taylor, Business Administrator RE: Status of Hopkinton School District’s Health Insurance

Dear members of the Hopkinton Community,

This memorandum is being issued to provide guidance and explanation on the current status of our health and dental insurance plans. As of today, Hopkinton’s health and dental plans are not at risk and we are not subject to any deficit assessments. Hopkinton School District is not a member of SchoolCare, and we are not subject to these costs. Recently, the NH health insurance risk pool SchoolCare announced a thirty million dollar deficit in their reserves. It has been in the news that SchoolCare has sent invoices to their risk pool members that equate to approximately 1.5x of their monthly contributions, due in January 2026. Hopkinton School District is a member of HealthTrust, also a NH public risk pool, for our health and dental insurance programs. HealthTrust is solvent, as noted in their September 24, 2025 press release. They are still the best option for insurance for our district. Over the past two years, HealthTrust has been transparent with its members about rebuilding cash reserves that were exhausted in the 2022-2023 school year. Hopkinton’s share of that rebuild is an estimated 5% premium increase in health insurance per year plus annual adjustments for our usage. We expect to see this again this year, and the new rates for the 2026-2027 school year will be released by the end of October. I will continue to monitor our insurance costs and provide updates at school board meetings as needed. Please contact me at ltaylor@sau66.org with any questions.

NORMAL ROUTES: The bus routes for the 25/26 school year can be found here: Bus Routes

SIX BUSES: If the District is short a driver, we have to revise routes to and run only six buses. The six bus routes can be found here: Six Bus Routes.

Parents will receive a notification through ParentSquare if we will be running six.

If you have any questions or concerns, please reach out to First Student bus company at 603-547-9550.

The calendar for the 2025-2026 school year is available here.